Nonprofits need financial management so that they can keep the money coming in and get around barriers to funding their work. Investing early means nonprofits don’t run out of money while they’re still doing their…
International Organizations An international organization (IO) is an alliance of nations that works collaboratively, usually formed through a treaty that must be ratified to become effective. They can range in scale from global organizations like…
Foreign direct investment (FDI) occurs when a company or investor acquires shares in a foreign enterprise with the intent of controlling or exerting significant influence over management. It differs from passive investments like stocks and…
Artificial Intelligence (AI) is revolutionizing financial planning, making the process faster and more accurate while increasing FP&A team efficiency and accuracy. But AI also raises ethical considerations which FP&A teams must carefully address. AI can…
Decentralized finance platforms have seen exponential growth. Investors have amassed trillions of dollars worth of digital assets on these DeFi platforms. Regulators will need to adjust their financial regulations to account for technological advances. At…
Protecting your wealth requires taking an holistic approach, which includes strategies that help navigate financial uncertainty while protecting the assets you’ve worked so hard to accumulate and providing for the long-term wellbeing of both yourself…
Insurance is a form of financial protection. A policyholder pays a premium to an insurance company each month to cover covered losses. This money is then invested to earn a return. The premium revenue helps…
In insurance, you pay a premium, which helps fund your insurer’s overhead costs. The remaining margin is the profit that the insurer earns from paying out the insured’s claims. Generally, you’ll be reimbursed for losses…
Types of insurance most financial experts suggest have: life, home, automobile, and long term care. The biggest advantages of life insurance are the ability to pay your funeral expense and provide financial security for those…
Life insurance is simply a contract between an insurer and an individual insurance policyholder, in which the insurer promises to pay out a designated beneficiary an amount of cash upon the premature death of that…
Either your password is stolen from you, impairing your control over your private key, or your data is co-opted by allowing a scammer to access your crypto exchange, and then your crypto wallet. The scammer…
Because cryptocurrency is an evolving industry with changing tax regulations, compliance issues, and changing landscape that could affect your business, it is important to stay informed about any changes if you do not employ a…
Understanding the legal landscape is of great importance to businesses seeking to enter new markets. Without an adequate grasp of regulations, companies may suffer financially or reputationally damage as a result of making poor business…
Many people have asked if cryptocurrencies could one day replace cash, with benefits that make using crypto easier than fiat currencies still being studied and considered. One option would be for society to develop its…
Cryptocurrencies are digital or virtual tokens that utilize cryptography to secure transactions and manage unit creation. Furthermore, they are decentralized – meaning they aren’t controlled by a central authority – meaning there’s no central authority…
Interest rates play a vital role in financing expenses for cars and homes alike, while they also determine savings rates and the annual percentage yield on certificates of deposit (CDs) and savings accounts. Reduced rates…
Loan apps offer borrowers an efficient and hassle-free way to borrow money. Requiring minimal paperwork and offering online document upload capabilities, loan apps also help borrowers keep track of their loans and payments more easily…
There are various loan options to consider, depending on your unique circumstances. A personal loan may provide assistance with home improvements or college tuition expenses; other possibilities include an auto or 401(k) loan. When rating…
Finding the best auto loan rates is achievable, but it requires extensive research and planning. Interest rates are determined by several factors such as your credit score and what car you plan to finance. Your…
Borrowing money for your business can be a wise way to finance operations and reach growth objectives. But there are numerous factors to take into account when selecting the right type of loan. Before you…
This requires that you borrow the shares and then sell them on the stock market when you think their price is going to fall. If it does, you can buy the shares, hand them back…
Initial steps should include setting your investment goals and budget. Financial advisers frequently suggest paying off high-interest debt prior to investing. Equities (stocks), also referred to as shares, give investors ownership in a public company.…
Trading psychology is the study of psychological and emotional influences on traders’ decision-making, behavior and performance in financial markets. It recognizes that traders aren’t entirely rational beings and are susceptible to various psychological factors which…
Forex brokers act as intermediaries between traders and the currency market. They offer an assortment of trading instruments and account types tailored specifically to individual traders’ needs, and provide customer support channels to address any…
