# Using an Investment Calculator

Investing over time can be an effective way to accumulate wealth. It’s called compounding, and it really adds up.

You can use this investment calculator to see how your money might grow. It considers your initial investment amount, the periodic contributions you make and how long it will be held to generate an end balance.

## Calculate the future value of your investment

An investment calculator can help you determine the future value of your investment, based on certain factors. It can also provide you with insight into how compounding may affect your investment.

The future value of an investment is the amount that an asset will be worth after a specific period, assuming a particular rate of return. This information can be helpful for both businesses and individuals who are looking to make financial decisions based on their goals.

A future value calculator can be used to calculate the future value of an investment using different factors, such as compounding periods, hypothetical interest rates and investing time frames. It also can help you understand the impact of different starting amounts and periodic deposits/annuities.

To use a future value calculator, you need to enter the initial deposit amount as of the present value date and input a number of years that you want your investment to grow in value. You can also enter an annual or quarterly interest rate and the number of periods that your investment will compound.

## Calculate the total return on your investment

Total return is a metric that measures how much an investment has increased in value over time, taking into account both capital gains and dividends. It is especially useful for evaluating the performance of dividend-paying stocks, and can also be used to compare investments held for different lengths of time.

A starting point for calculating total return is the cost basis (also called the original purchase price). Appreciation above this cost basis is considered a capital gain, while depreciation below it is a capital loss.

Next, you factor in any periodic income generated by the investment — such as dividends, interest payments or non-recurring special dividends from a fund.

Total return is a strong measure of an investment’s overall performance. It can help you evaluate the overall performance of a stock, determine which investments are best suited for your personal goals and understand the value of dividend reinvestment.

## Calculate the risk of your investment

Using an investment calculator can help you to get a clearer picture of the risks of investing. It can also show you how your initial investment, frequency of contributions and risk tolerance can affect the growth of your money.

You can use this calculator to estimate the value of your investment after inflation, how long it will take to reach a desired balance and even suggest changes to your portfolio if you are falling short of your goals.

This calculator can also help you to calculate your rate of return over a period of time and compare it with other investment options. It can help you make an informed decision on whether to invest in a particular option or not.

The risk of your investment is the probability of failing to achieve a profit or losing the initial amount you invested. For example, you might choose option B over option A because it has a lower probability of failure – only 7% compared to 12% with option A.

## Calculate the return on your investment

Using an investment calculator is a great way to get an idea of how the return on your investment will be over time. You can also use it to compare different investment options and decide which one is best for you.

When calculating the return on your investment, you will need to know the amount you invested, the rate of return, and the length of time that the investment will be in place. You will also need to consider inflation and taxes.

The Titan investment calculator gives you the ability to project your potential investment returns over a period of time. You can also see how adding regular contributions can help you grow your wealth.